The lack of a certified insurance valuation for a property containing items of high net worth is the most likely cause for an insurance company to avoid liability for any loss.  Should the unthinkable occur the payment of twenty years worth of insurance premiums will hold little sway over an insurance assessor as you attempt to convince them of the nature and value of items no longer in your possession. 

Without an inventory, unless your property is furnished entirely with new purchases for which you have the receipts, it may well be that the premiums you are paying are in effect providing you with little or no cover at all.

We can provide up-to-date certified insurance valuations with digital photographs for single items or the entire contents of a property.  The fee structure is calculated on a time spent basis for an initial valuation, with up-dates at recommended intervals at a reduced level.